The FINRA Series 51 Exam


A longtime investment professional, Darin Pastor held an executive position with Chase Investment Services Corp. prior to assuming his current role as the chief executive officer of Capstone Affluent Strategies. Darin Pastor has completed study at the Wharton School of the University of Pennsylvania and holds Financial Industry Regulatory Authority (FINRA) Series 51 certification.

In collaboration with the Municipal Securities Rulemaking Board (MSRB), which promotes a fair municipal market through the regulation of advisory and municipal series activities, FINRA offers the Series 51 examination to broker/dealer managers who previously have attained either the Series 24 or Series 26 certification. FINRA Series 51 covers a variety of topics, including the management of those who advertise and sell municipal fund securities.

A 90-minute exam, FINRA Series 51 consists of 60 multiple-choice questions. Candidates must successfully answer at least 42. The exam costs $255, and candidates may not bring any reference materials into the examination room.

What are the Benefits of the Wharton Certificate of Professional Development Circle

Wharton Certificate of Professional Development pic
Wharton Certificate of Professional Development

Finance executive Darin Pastor is the chief executive officer and principal at the California based wealth management firm Capstone Affluent Strategies. A former executive for JP Morgan Chase and Prudential, Darin Pastor also holds an MBA degree and is a fellow of the Wharton School of Business where he has attended executive education courses.

The Wharton School of Business is a college under the University of Pennsylvania, an institution of higher education located in Philadelphia. Wharton hosts over 10,000 business people each year in its executive education courses, which includes the Certificate of Professional Development program. The program includes tracks in strategy, finance, and leadership, and offers a range of benefits including:

Education in innovative and strategic business solutions
A 20% discount on all Wharton Executive Education courses
A subscription to the quarterly publication, the Wharton Magazine
Membership in the Certificate of Professional Development Circle and a profile published on the related website
A 10% discount for another person referred to the program

Reasons to Diversify Your Investment Portfolio

Darin Pastor pic
Darin Pastor

The former owner of American Mortgage Affiliates and past senior vice president of Chase Investment Services Corp., Darin Pastor now leverages more than 20 years of financial experience to the benefit of his clients at Capstone Affluent Strategies. Darin Pastor helps clients reach their financial goals through the implementation of a range of strategies, including portfolio diversification.

Here are two reasons investors should maintain diverse portfolios:

1. Consistent returns. By investing in a range of asset classes, portfolios are less susceptible to major losses from market volatility or underperformance in a specific sector. This results in more consistent returns over long periods of time.

2. Risk reduction. Though all investment strategies come with a certain level of risk, diversification, particularly into fixed-income assets, keeps the risk to a minimum. Diverse portfolios rarely lose all of their value due to market fluctuations, which makes them ideal for investors who wish to preserve capital and enjoy long-term growth without taking on too much risk.

Digitization Reshapes the Financial Services Sector

fintech digital innovation

Darin Pastor, formerly an executive with JPMorgan Chase, has since 2012 served as chairman and CEO of Capstone Financial Group, Inc. His track record of success includes producing $36 million in gross revenue out of sales of approximately $450 billion for Chase. In all of his leadership positions, Darin Pastor has focused on creating a climate of innovation.

The financial services field has seen recent technological developments that, according to some observers, have established an ongoing climate of disruption. Others see multiple new opportunities. In any case, experts point out that the only way forward is to embrace innovation in order to harness the potential of technology to build on past success.

Recent digital advances in the fintech sector include robot-assisted transactions, inter-operability with other digital systems in consumers’ lives, and big-data analytics that can provide minutely detailed information about customer behavior in order to improve the customer service experience. In addition, prestigious universities have added advanced degrees specifically in fintech digital innovation.

Digitization offers the potential to give customers a rich level of personalization at a time when individuals are becoming both better informed and more independent regarding their financial lives. Today’s generation of customers increasingly demands a seamless experience that offers a wide range of options and access to financial advice anytime, anywhere.

To this end, a number of top-tier financial firms have established a “high-tech, high-touch” environment, in which they make extensive use of digital wealth management technologies combined with personalized service.