Founder and CEO of Capstone Affluent Strategies Darin Pastor has nearly 20 years of leveraging his experience in the financial sector. Darin Pastor also has acquired life, health, and property and casualty insurance licenses.
Below is some information relevant to acquiring an insurance license:
1. Insurance licenses are state-specific. To solicit and sell insurance products in a state, the agent must obtain a license from the state itself.
2. There are different types of insurance, such as property and casualty insurance, life insurance, and health insurance. An agent must specialize in more than one type of insurance to provide multiple products to a single client. Separate licenses are required to sell different types of insurance.
3. Insurance agents must complete a certain number of hours of pre-licensing coursework for each type of insurance as required by the state. Exemption provisions exist for applicants holding certificates from other states or having relevant work experiences.
4. Agents must pass state licensing exams as a requirement in almost every state.